Under any circumstances, it’s a good idea to build an emergency fund By Marisa Otto Marisa Otto Many people plan to take an early retirement, so when that day arrives, they’re ready for it. But [...]

Given your income, how can you contribute to a Roth? By Marisa Otto Marisa Otto There aren’t many drawbacks to having a high income — but being unable to invest in a Roth IRA might [...]

While it’s nice to have options in 2023, you can’t count on future COLA increases being as larg By Marisa Otto Marisa Otto If you receive Social Security, you’ve probably already heard that your checks [...]

Try to reduce your debts, especially those with high interest rates. By Marisa Otto Marisa Otto It’s unfortunate, but recessions are a fairly normal part of the economic landscape. When one occurs, how might you [...]

Constantly buying and selling investments can generate commissions and fees, which can lower your overall rate of return.   By Marisa Otto Marisa Otto You may have heard that you can simplify your investment strategy [...]

Before investing in bonds, you should understand the risks involved, including credit risk and market risk By Marisa Otto Marisa Otto As you know, the stock market has attracted a lot of attention — and [...]

Speculators want to see results quickly and take big risks to achieve these outcomes. By Marisa Otto Marisa Otto With cryptocurrencies so much in the news, you might be wondering if you should invest in [...]

It can be challenging to look at your investment statements during these days. By Marisa Otto Marisa Otto So far, 2022 has not been a good year for investors. In fact, we’re moving into bear [...]