Diversification can help protect you against the effects of interest-rate movements By Marisa Otto Marisa Otto Most investors are aware of the different types of stocks: big-company, small-company, technology, international and so on. And [...]
Recency bias may cloud your expectations about your investments’ performance By Marisa Otto Marisa Otto To help achieve your financial goals, you may need to invest in the financial markets throughout your life. However, at [...]
You can reasonably expect some benefits from Social Security when you retire. By Marisa Otto Marisa Otto If you’re getting closer to retirement, you might be thinking more about Social Security. Specifically, can you count [...]
Under any circumstances, it’s a good idea to build an emergency fund By Marisa Otto Marisa Otto Many people plan to take an early retirement, so when that day arrives, they’re ready for it. But [...]
If you’re unprepared for the IRMAA, it can be an unpleasant surprise. By Marisa Otto Marisa Otto Before you turn 65, you’ll want to become familiar with Medicare’s rules and features. And if you’re a [...]
If you’re unprepared for the IRMAA, it can be an unpleasant surprise. By Marisa Otto Marisa Otto Before you turn 65, you’ll want to become familiar with Medicare’s rules and features. And if you’re a [...]
Given your income, how can you contribute to a Roth? By Marisa Otto Marisa Otto There aren’t many drawbacks to having a high income — but being unable to invest in a Roth IRA might [...]
While it’s nice to have options in 2023, you can’t count on future COLA increases being as larg By Marisa Otto Marisa Otto If you receive Social Security, you’ve probably already heard that your checks [...]
Try to reduce your debts, especially those with high interest rates. By Marisa Otto Marisa Otto It’s unfortunate, but recessions are a fairly normal part of the economic landscape. When one occurs, how might you [...]
Constantly buying and selling investments can generate commissions and fees, which can lower your overall rate of return. By Marisa Otto Marisa Otto You may have heard that you can simplify your investment strategy [...]