"Does your plan protect you if you’re incapacitated? Is your plan “elder law friendly”? Is your plan tax wise?" By James Ward James Ward I often have writing ideas in mind several weeks before the [...]
"If you don’t have any legal documents in place, or if you know that your documents need to be changed and updated to reflect your current wishes, get it done now before it’s too late." By James [...]
"We often see trusts that don’t reflect the person’s current wishes because they just haven’t gotten around to updating it." By James Ward James Ward Covid has been bad news with illness and death [...]
"Think about what you can do to make it easier for trusted people to help avoid problems if you’re in decline . . . " By James Ward James Ward A large study by a [...]
Double check all the beneficiary statements on your life insurance and retirement accounts By James Ward James Ward The COVID-19 global pandemic has changed life for everyone. Whether it be from shortages, businesses not being [...]
Diet, exercise, sleep, stress, and socialization are the key issues for mental health -- and many of these are interconnected and interrelated By James Ward James Ward I’m constantly challenged in working with people who [...]
Most people should have a trust to protect their home and other assets, and their bank and investment accounts should be funded into their trust. By James Ward James Ward Where are your accounts? If [...]
It appears that it’s easier for a thief to set up a new online account for your retirement savings than it is to hack into your existing online account. By James Ward James Ward [...]
People have lost the family residence due to mistakes and lack of flexibility in the estate plan documents By James Ward James Ward There are a lot of estate plans floating around that simply won’t [...]
Transfers of vacation homes, rental properties, or commercial properties will not carry the existing Prop. 13 tax rate of the parents to the children unless action is taken now. By James Ward James Ward Most [...]